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We hope you stay for the engaging content that will keep you up-to-date on Financial Markets, Retirement Planning, 401(K) Management, and much much more.

Monday, December 15, 2025

In today’s evolving benefits landscape, retirement plan success could hinge on effective strategies. This quarter’s newsletter highlights three areas plan sponsors can’t afford to overlook: 5 Advanced Tax Strategies for Employers...

Sunday, November 30, 2025

Is Your Retirement Plan Ready for Today's Cybersecurity Threats? Practical steps to help protect participants' data and meet your fiduciary duties. As a retirement plan sponsor, you are juggling plenty of responsibilities. Investment...

Monday, November 10, 2025

Protecting Your Employees from Bad Financial Advice Why human-led employee education still matters It’s wonderful to live in a time when answers are just a click away. You can easily find out how many inches are in a meter, get TV show...

Monday, October 27, 2025

Want fewer questions and better outcomes during plan changes? Start with clear, step-by-step communication. A strong participant communication checklist helps plan sponsors share plan updates clearly, confidently, and on time. When...

Monday, October 13, 2025

5 Advanced Tax Strategies for Employers Elevating the value of your retirement plan Imagine this: It’s year-end and your CPA just reviewed your projected tax bill. Despite contributing to your 401(k), maximizing deductions, and running...

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Tuesday, May 27, 2025

SECURE 2.0 Update: Looking Ahead Some provisions of SECURE 2.0 have already taken effect, and more will become effective soon. For plan sponsors, preparation is the key. Starting early allows for a thorough consideration of how SECURE...

Tuesday, May 20, 2025

Discover how the SECURE Act 2.0 impacts your retirement plan. Learn about new Roth options, emergency savings, student loan matches, and auto-enrollment rules for 401(k) and 403(b) plans.

Friday, January 24, 2025

"Designing Your Future" on-demand webinar is now available! This Employee Education Presentation & Worksheet provide guidance on setting smart money goals and building a secure future. It’s simple, free, and available anytime.

Thursday, January 16, 2025

6 Best Practices for Employee Benefits Committees Ready to optimize your employee benefits committee? Watch this video to check out these six best practices for smoother operations.

Thursday, January 9, 2025

A 401(k) committee keeps your retirement plan in check. They oversee investments and address compliance with regulations. They work to make your plan a success.

Thursday, January 2, 2025

Debt, loans, and struggling to find a budget can often hinder employees from reaching their financial goals. This Newsletter offers 5 steps to manage debt. We encourage you to share this with your workforce!

Friday, December 27, 2024

This newsletter covers information that can help the efficiency and compliance of your plan. • Retirement plan reviews • Addressing retirement plan errors • Strategies to address delayed retirement Reach out to our team with any questions.

Thursday, December 5, 2024

Complimentary retirement plan compliance and notice requirements. Stay ahead of deadlines with help from our annual Compliance Calendar. As we approach the end of 2024, there are plenty of important deadlines to be mindful of.

Thursday, December 5, 2024

The 2025 Retirement Plan Contribution Limits are here! Check out the most recent changes.

Tuesday, November 12, 2024

A comprehensive approach to financial planning includes reviewing finances regularly. Share an annual financial checklist with your employees. Regular reviews and adjustments can help pave the way for a secure and successful future. #HR

Thursday, October 31, 2024

401(k) lawsuits are happening; would your retirement plan committee be prepared? Read this article about best practices for your 401(k) committee, including 5 ways to strengthen your fiduciary process and help to reduce litigious exposure.

Wednesday, October 30, 2024

Committee actions (or inactions) can have a huge impact on retirement readiness. Read to learn about why a Retirement Plan Committee is important, what it is for, who’s on it, and how a financial advisor can help you every step of the way!

Tuesday, October 29, 2024

Retirement plan committees wear many hats, including reviewing plan performance, investments and goals. What should your 401(k) committee cover each year? Read these tips to learn how to make the most of Your Annual Retirement Plan Review.

Monday, October 28, 2024

When was the last time you looked at your 401(k) files? Reviewing retirement plan documents yearly helps your plan perform at its peak. Here’s why it’s important to review and update plan documents and how you can avoid common mistakes.

Sunday, October 27, 2024

Teamwork makes the retirement dream work! Establishing a retirement committee is a resourceful cornerstone of your fiduciary due diligence. We’ve outlined questions to determine if one is right for you, and best practices to start your own.

Tuesday, October 22, 2024

Watch this video, and with the help of our advisors, you can explore 3 innovative strategies to smartly manage 401(k) expenses without sacrificing the plan's value. Don't let cost concerns compromise its quality. #Benchmarking #team #retire

Thursday, October 17, 2024

With the need for robust retirement income strategies, explore the advantages of in-plan solutions. Ranging from annuities to target date funds tailored for income they are adaptable to accommodate participant's needs #HR #401k #PlanSponsor

Tuesday, September 24, 2024

We want to draw your attention to these significant regulatory updates from Washington that could impact your retirement plan administration. It's crucial for all 401(k) Plan Sponsors to stay informed about these changes. #HR #IRS #DC #401K

Thursday, May 16, 2024

The transition from work to retirement brings heightened financial stress and anxiety for older employees. By offering targeted strategies, employers can help transform retirement uncertainty into confidence. These 4 topics will resonate!

Thursday, May 16, 2024

Life can be challenging for mid-career employees juggling financial responsibilities. Rising living costs, family obligations, and retirement savings goals can cause significant stress. However, you have the power to make a positive impact!

Thursday, May 16, 2024

How can you encourage your younger employees to save? Automatic plan design features like auto-enrollment and auto-escalation can cultivate a savings habit among Gen-Z while also empowering financial confidence and loyalty in the workplace.

Thursday, January 25, 2024

Take a step towards optimizing your company's 401(k) plan by benchmarking your plan today. Our team at Encompass Wealth Advisers can help to identify opportunities and improve your employees' financial future. Contact us now to learn more!

Thursday, January 25, 2024

When’s the last time you did a checkup on your 401(k) plan? It's crucial to regularly review your retirement plan and benchmark it for fees, services, and overall value. At Encompass Wealth we will give your plan the attention it deserves.

Wednesday, January 24, 2024

Looking for ways to lower your tax bills? 401(k) profit sharing enables employers to give employees (including owners) a discretionary contribution. Wondering if this is a good fit for you? Read this to discover the power of profit-sharing.

Wednesday, January 24, 2024

Discover strategies for maintaining fiduciary files with best practices for compliance and peace of mind. -Create a system -Implement a retention policy -Regularly update -Clear labeling and categorization -Accessibility and confidentiality

Friday, January 12, 2024

Must know deadlines for your 401(k) plan in 2024 With the new year comes a new cycle of compliance deadlines. We are here to keep you updated and informed so you don’t miss a beat. * See PDF Calendar #ComplianceCalendar #HumanResources #HR

Tuesday, December 19, 2023

End of year deadlines are approaching and plan sponsors are faced with a myriad of tasks and the complexity of navigating the SECURE Acts. To help you stay on top of things, we've put together a handy end of year checklist. #401k #2024 #cfp

Friday, December 15, 2023

Discover 5 ideas for Business Owners to optimize your tax strategy for a prosperous future. 1. Max Out 401(k) Contributions 2. Profit Sharing Contributions 3. Cash Balance Plan 4. Health Savings Account (HSA) 5. Hiring Family Members

Tuesday, December 12, 2023

5 strategies to help reduce your tax liability, without cutting costs or increasing sales. From lowering taxes, boosting profits, or saving for retirement, we've got the expertise and resources to help you succeed. Contact us today! #401(k)

Friday, December 8, 2023

Managing a retirement plan can feel like navigating a labyrinth. The tasks involved, from payroll to investment changes, are complex and take time, leaving you feeling overwhelmed and frustrated. If you need support contact our 401(K) team!

Monday, August 21, 2023

Long-Term, Part-Time Overview for 2024 For part-time workers, saving for retirement can be a challenge. Many part-time employees are often excluded from 401(k) plans because they often don’t meet the plan’s eligibility...

Monday, August 14, 2023

The stock market’s movements can cause a bit of anxiety and stress for investors. One of the keys to a successful retirement is to keep saving, no matter what the stock market is doing. It’s always beneficial to connect...

Monday, August 7, 2023

You may have heard of a Total Rewards Strategy. It is a recruiting and retention strategy given that it goes beyond the traditional salary benefits by providing holistic rewards that entail added motivation for employees. This strategy...

Tuesday, August 1, 2023

Required for 2024Luckily, the required changes for 2024 are minimal.Requirement SummaryLong-term, part-time employees become eligible to participate in the 401(k) plan.Catch-up contributions are required to be Roth if the participant...

Thursday, July 20, 2023

High employee turnover could lead to a rise in small 401(k) accounts. Explore how adding a Safe Harbor IRA provision to your plan may help reduce plan costs and potential fiduciary risks. In 2022, more than 50 million Americans...

Wednesday, July 19, 2023

Financial education has become increasingly important in today’s job market. Workers are looking to their employers for financial wellness resources. By providing financial education to your employees, you’ll be helping...

Tuesday, July 18, 2023

With thoughtful design features, you can structure a 401(k) plan that stands out in a time of talent scarcity and meets your employees’ needs. Looking to attract and retain high-quality talent in today’s competitive...